By Career Board
November 17, 2025
Are You Ready to Master the Engine Behind Global Banking?
Do you ever wonder how a credit card swipe works in seconds? It feels like magic. But behind that swipe is a complex system of checks and balances. If you are a software tester who knows the banking domain, this is your moment. You have likely worked on standard web apps or mobile testing. That is good. But working on VisionPLUS is different. It is the backbone of major banks worldwide.
Expleo is looking for a skilled professional in Chennai. They need someone who understands the heartbeat of credit card systems. You will not just find bugs here. You will ensure that millions of financial transactions happen correctly every day. Are you ready to take your testing career to a specialized, high-demand level? If yes, keep reading to find out how to land this role.
✅ Become a Niche Expert in a High-Demand Field
Most testers work on generic web applications. This role is different. You will become an expert in VisionPLUS. This is a specific software used by the biggest banks in the world to manage credit cards. When you learn this, you become very valuable. Companies always need people who understand this specific tool. It is a skill that is hard to find. This means you will have better job security and higher earning potential in the future. You are building a career path that few others can follow.
✅ Learn the Full Cycle of Global Finance
At Expleo, you will not just look at one small part of the screen. You will learn the major card schemes. This includes huge names like Visa, Mastercard, and American Express (AMEX). You will understand how a card is issued. You will see how a transaction travels from a shop to the bank. You will learn how loyalty points are calculated. This knowledge is transferable. You can take what you learn here and work in almost any financial institution in the world later. It is a masterclass in banking technology.
✅ Work in a Stable, Collaborative Environment
Expleo is known for its culture. They state that they "stand shoulder to shoulder" with their teams. This means you are not alone. If you get stuck on a complex testing scenario, you have support. They also have a strong focus on learning. They have a dedicated team to help you get new certifications. This is a permanent, full-time role. In a time where contract jobs are common, having a permanent spot with a global company offers peace of mind. You can focus on your work without worrying about your next contract.
Category | Details |
Role | VisionPLUS Tester - SIT (System Integration Testing) |
Location | Chennai, Tamil Nadu (On-Site) |
Employment Type | Permanent, Full Time |
Key Domain | Banking, Credit Cards, Financial Services |
Primary Skills | VisionPLUS (CMS, FAS, TRAMS, LMS), Card Schemes (Visa/Mastercard) |
We have analyzed this job description to tell you what the daily work actually looks like. Here is the breakdown.
What You Will Actually Do
You will not just be clicking buttons. You will be simulating real-world financial events. You will work on System Integration Testing (SIT). This means you check if different banking systems talk to each other correctly. For example, you might test what happens when a customer swipes a Visa card. Does the FAS (Financial Authorization System) say "Approved"? Does the CMS (Credit Management System) record the debt? You will run these tests to make sure the data flows without breaking. You are the safety net before the bank goes live with updates.
How to Succeed in the First 90 Days
To win in this role, you need to be curious. In the first month, focus on understanding the specific customization Expleo’s client uses. Every bank uses VisionPLUS slightly differently. Ask questions about the "Schemes." Understand the difference between how an AMEX card processes versus a Mastercard. You also need to get comfortable with the test data. Creating valid test data for credit cards is tricky. If you can master data creation quickly, you will be a star performer.
Why This Role Matters for Your Future
This is not a dead-end job. It is a launchpad. VisionPLUS is a legacy system, but it is not going anywhere soon because it is so stable. However, banks are slowly modernizing around it. By understanding the core legacy system, you become the bridge to the future. You could eventually become a Solution Architect or a Functional Consultant. You will be the person who knows how the money actually moves. That knowledge is power in the IT industry.
The "Detective" Aspect of the Job
Think of yourself as a financial detective. When a test fails, you cannot just log a bug and move on. You have to find out where it broke. Did the Loyalty Management System (LMS) fail to add points? Did the Transaction Management System (TRAMS) lose the record? You will trace the path of the transaction. This problem-solving aspect keeps the job interesting. It challenges your brain every single day.
To help you crack the interview, we have researched the specific technical requirements for this role. Do not skip this section.
Where to Practice
Review Documentation: You cannot easily download VisionPLUS at home. Instead, look for functional specification documents online related to credit card lifecycles.
Simulate Logic: Use Excel or simple flowcharts to map out a credit card statement calculation. If you can explain the math of "Minimum Amount Due" or "Interest Calculation," you will impress them.
SQL Practice: Practice writing queries to join three or more tables. You will often need to verify data in the backend database.
Key Concepts to Revise:
1. CMS (Credit Management System):
This is the heart of the VisionPLUS suite. It handles customer data, billing, and statements. You must understand how interest is calculated, how billing cycles work, and how aging buckets (past due amounts) function.
2. FAS (Financial Authorization System):
This module decides if a transaction is approved or declined in real-time. Revise concepts like "Open to Buy," credit limits, and authorization codes. Understand what happens when a card is reported lost or stolen.
3. TRAMS (Transaction Management System):
This system acts as a collector. It gathers transactions from various sources before they hit the customer's bill. Study how batch processing works and how daily transactions are settled and posted to the main account.
4. LMS (Loyalty Management System):
Banks use rewards to keep customers happy. You need to know how points are earned and burned. Understand the logic: "If a user spends 100 rupees, they get 2 points." You will test if these rules trigger correctly.
5. Scheme Compliance (Visa/Mastercard/Amex):
Each card network has strict rules. These are called "Schemes." You need to know the basic differences. For example, the length of card numbers or specific data fields required for an Amex transaction versus a Visa transaction.
Real-World Interview Questions :
❓ Technical: Explain the complete lifecycle of a credit card transaction from swipe to billing in VisionPLUS.
❓ Technical: What are the critical tables you check in CMS after a batch run completes?
❓ Scenario: A customer complains that their loyalty points were not credited after a transaction. How do you troubleshoot this in the LMS module?
❓ Domain: What is the difference between the 'Posting Date' and the 'Transaction Date'? Why does it matter?
❓ Behavioral: Tell us about a time you found a critical bug in the SIT phase that could have caused a financial loss.
❓ Advanced: How do you handle testing for a "Chargeback" scenario in TRAMS?
Expleo is a global engineering, technology, and consulting service provider. They are not just an IT shop; they are partners to some of the biggest industries in the world. They operate in the automotive, aerospace, and banking sectors. This means they value precision. working here gives you exposure to high standards. You are joining a team that values quality above speed.
The culture at Expleo focuses on "boldness and reliability." They encourage employees to think differently. If you have an idea to automate a test script to save time, they will listen. They also have a very strong internal mobility program. Many employees stay at Expleo for years because they can switch projects or domains without leaving the company.
Finally, the Chennai office is a major hub for their operations. You will be working with a large community of experts. The office environment is designed to be collaborative. You will have access to mentors who have been working on Mainframes and VisionPLUS for decades. This mentorship is priceless for your career growth.
Q: Is this a remote or work-from-home role?
A: No, the job description specifies that this is an On-Site role in Chennai. Banking projects often require high security. This usually means you need to work from the office to access sensitive systems and data securely.
Q: Do I need experience with all VisionPLUS modules (CMS, FAS, TRAMS, LMS)?
A: It is rare to be an expert in all of them. However, you should have strong experience in at least one or two (usually CMS or FAS). You should have a working knowledge of the others. Showing you are willing to learn the missing modules is key.
Q: What is the estimated experience level required?
A: While the JD uses placeholders, VisionPLUS is a complex skill. Typically, roles like this require at least 3 to 6 years of experience in software testing within the banking domain.
Ready to apply? Follow these simple steps to ensure your application gets seen.
Step 1: Click the official application link provided below.
Step 2: You will be taken to the Expleo careers portal.
Step 3: Review the Job ID 2025-47773 to ensure you are on the right page.
Step 4: Click "Apply Now" and create your profile.
Step 5: Upload your resume. Tip: Make sure you highlight "VisionPLUS," "CMS," and "SIT" in your resume summary.
This is a chance to work with a top-tier global organization on critical financial systems. These niche roles do not stay open for long. If you have the skills, do not wait.
🔥 Urgent Notice: Recruitment is active now.
👉 Apply Here - Official Expleo Career Page
📢 Pro Tip: Apply within 24 hours. Early applicants often get the first screening calls!
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